Cost calculator
What a year in Europe actually costs you
Most cost pages quote a single national average. Your budget is decided by the city you live in and how you live in it, so this tool starts there and adds tuition separately.
Frugal means shared housing, cooking at home and a student transport pass.
Public universities in Germany, Norway and parts of Austria often sit at zero, plus a semester contribution.
Monthly living
€1,079
Tuition per year
€0
First year total
€12,948
| Category | Per month | Per year |
|---|---|---|
| Rent and utilities | €550 | €6,600 |
| Food and groceries | €220 | €2,640 |
| Local transport | €29 | €348 |
| Health insurance | €130 | €1,560 |
| Phone, study materials, personal | €150 | €1,800 |
Germany
Visa financial proof
Blocked account with the amount set by the Federal Foreign Office (currently €11,904 for 12 months)
Working while studying: 140 full days or 280 half days per year for non-EU students
These are planning estimates built from city-level ranges, not quotes. Rent in the first months is usually the biggest surprise: budget a deposit of one to three months and expect a search of several weeks in Munich, Paris and Amsterdam.
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